(909) 885-0061 hispano@hispanoservices.com 555 S. Mt. Vernon Ave. Ste A, San Bernardino CA
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Home & Property Insurance

Licensed brokers protecting your most valuable asset. We compare multiple carriers to find you the best coverage at the best price — same day coverage available.

✓ Same Day Coverage ✓ All Property Types ✓ Renters Insurance ✓ Multiple Carriers
Call (909) 885-0061 See coverage options
Same day coverage available — protect your home today. Call us now.

Licensed Insurance Brokers — We Shop Multiple Carriers for You

As licensed brokers we are not tied to one insurance company. We compare rates from multiple carriers to find you the best coverage for your home, condo, rental property, or apartment — at the lowest price available.

Coverage options
Property insurance for every situation
Most Popular

Homeowners Insurance

For single family homes

Protects your home and belongings against damage, theft, liability, and more. Required by most mortgage lenders.

  • Dwelling coverage (structure)
  • Personal property protection
  • Liability coverage
  • Additional living expenses
  • Fire, wind, and storm damage
  • Theft and vandalism

Condo Insurance

For condo owners

Covers the interior of your unit and your personal belongings. Works alongside your HOA's master policy to fill in the gaps.

  • Interior walls and fixtures
  • Personal property coverage
  • Liability protection
  • Loss assessment coverage
  • Additional living expenses

Rental Property Insurance

For landlords and investment properties

Protects your rental property from damage and liability. Covers the structure and protects you as a landlord.

  • Dwelling and structure coverage
  • Landlord liability protection
  • Loss of rental income
  • Vandalism and damage by tenants
  • Multiple unit properties

Renters Insurance

For tenants and apartment dwellers

Affordable coverage that protects your personal belongings even if you don't own your home. Many landlords now require it.

  • Personal belongings coverage
  • Liability protection
  • Additional living expenses
  • Theft inside and outside the home
  • Very affordable monthly premiums
Why choose us
Why get your home insurance through us?

We compare for you

We shop multiple carriers and bring you the best rate — no need to call around yourself.

Same day coverage

Need coverage today? We can get your home or rental property insured the same day.

Se habla español

We explain your policy clearly in Spanish so you understand exactly what is covered.

All property types

Homes, condos, rental properties, apartments — we cover it all under one roof.

Licensed brokers

35+ years of experience helping the Inland Empire community protect what matters most.

Local & trusted

We are your neighbors in San Bernardino. We have been here since 1990 and we are not going anywhere.

Already have home insurance? Bring your current policy and we will compare it against other carriers. Many homeowners are overpaying for the same coverage. Let us find you a better rate.

The process
How it works
1

Call or walk in

Contact us at (909) 885-0061 or visit our office at 555 S. Mt. Vernon Ave. Ste A, San Bernardino. No appointment needed. Open Monday through Friday 10am to 6:30pm. We are closed Saturday and Sunday.

2

Tell us about your property

We ask a few quick questions about your property — type, size, location, and what coverage you are looking for. Bring your current policy if you have one so we can compare.

3

We compare multiple carriers

As brokers we shop your information across multiple insurance companies and find you the best rate for the coverage you need. We explain the options clearly in English or Spanish.

4

You choose and get covered today

Pick the plan that works best for you and we bind your coverage the same day. Your home is protected immediately and we provide proof of insurance on the spot.

Questions & answers
Frequently asked questions
Do I need home insurance if I own my home outright?
It is not legally required if you have no mortgage, but it is strongly recommended. Your home is likely your most valuable asset. Without insurance, any damage from fire, flooding, theft, or accidents comes entirely out of your pocket. One unexpected event can cost tens of thousands of dollars.
My mortgage lender requires home insurance. Can you help?
Absolutely. Most mortgage lenders require homeowners insurance before or at closing. We can get you covered the same day so you do not delay your closing. Call us as soon as you know your closing date.
What is the difference between homeowners and renters insurance?
Homeowners insurance covers the physical structure of your home as well as your belongings and liability. Renters insurance only covers your personal belongings and liability — not the building itself, since you do not own it. Renters insurance is very affordable and highly recommended for all tenants.
Does home insurance cover earthquakes?
Standard homeowners insurance does not cover earthquake damage in California. Earthquake coverage must be purchased separately. We can help you add earthquake coverage to your policy. Given that we live in Southern California, we strongly recommend it.
I am a landlord with rental properties. Can you help?
Yes. We offer landlord and rental property insurance that protects your investment, covers damage to the structure, protects you from liability, and can even cover lost rental income if your property becomes uninhabitable due to a covered event.
How fast can I get covered?
Same day. Come in, choose your plan, and your property is covered immediately. We provide proof of insurance on the spot so you have documentation right away.
Can you help me save money on my existing home insurance?
Yes. Bring your current policy and we will compare it against other carriers. Many homeowners are overpaying without realizing it. As brokers we have access to multiple companies and can often find the same or better coverage for less.

Protect your home starting today

Same day coverage available. Call us now — Se habla español.

Call (909) 885-0061
Call us · (909) 885-0061